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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,919 | $174,379-45.0% | $152,093-36.9% | $138,895-30.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 17.23% | 74.86%-57.6pp | 66.36%-49.1pp | 145.39%-128.2pp |
| Employer contribution / active EE | $1,230 | $4,652-73.6% | $4,175-70.5% | $4,194-70.7% |
| Participant deferral / active EE | $6,432 | $6,159+4.4% | $5,451+18.0% | $6,396+0.6% |
| Admin fee / account holder | $2,675 | $16,880-84.2% | $14,497-81.5% | $12,562-78.7% |