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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,042 | $162,136+41.9% | $152,301+51.0% | $154,746+48.7% |
| Participation rate | 72.7% | 84.1%-11.4pp | 82.4%-9.7pp | 80.7%-8.0pp |
| Annual return | 14.15% | 91.02%-76.9pp | 80.50%-66.4pp | 172.34%-158.2pp |
| Employer contribution / active EE | $2,851 | $4,890-41.7% | $4,624-38.4% | $4,379-34.9% |
| Participant deferral / active EE | $14,257 | $8,341+70.9% | $8,004+78.1% | $6,730+111.8% |
| Admin fee / account holder | $1,336 | $15,759-91.5% | $14,398-90.7% | $14,365-90.7% |