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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,388 | $106,749-55.6% | $145,433-67.4% | $82,448-42.5% |
| Participation rate | 90.1% | 75.6%+14.5pp | 82.1%+8.0pp | 68.1%+22.1pp |
| Annual return | 87.52% | 27.59%+59.9pp | 66.58%+20.9pp | 41.64%+45.9pp |
| Employer contribution / active EE | $4,339 | $3,444+26.0% | $4,554-4.7% | $2,551+70.1% |
| Participant deferral / active EE | $8,297 | $6,519+27.3% | $7,897+5.1% | $4,139+100.4% |
| Admin fee / account holder | $1,157 | $8,390-86.2% | $13,129-91.2% | $7,234-84.0% |