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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,002 | $81,358-90.2% | $155,556-94.9% | $80,959-90.1% |
| Participation rate | 81.1% | 66.3%+14.9pp | 78.2%+2.9pp | 67.7%+13.5pp |
| Annual return | 0.17% | 33.39%-33.2pp | 64.84%-64.7pp | 35.67%-35.5pp |
| Employer contribution / active EE | $451 | $3,106-85.5% | $4,675-90.3% | $2,757-83.6% |
| Participant deferral / active EE | $1,016 | $3,455-70.6% | $5,631-82.0% | $4,300-76.4% |
| Admin fee / account holder | $1,581 | $7,994-80.2% | $15,885-90.0% | $6,925-77.2% |