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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,150 | $97,550-81.4% | $120,344-84.9% | $87,485-79.3% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 26.88% | 18.41%+8.5pp | 20.30%+6.6pp | 26.06%+0.8pp |
| Employer contribution / active EE | $3,120 | $2,291+36.2% | $3,020+3.3% | $2,596+20.2% |
| Participant deferral / active EE | $5,076 | $4,230+20.0% | $5,135-1.2% | $4,274+18.8% |
| Admin fee / account holder | $494 | $9,543-94.8% | $12,742-96.1% | $7,775-93.6% |