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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,150 | $100,194-81.9% | $122,979-85.2% | $86,983-79.1% |
| Participation rate | 100.0% | 73.0%+27.0pp | 77.2%+22.8pp | 69.5%+30.5pp |
| Annual return | 26.88% | 16.47%+10.4pp | 20.12%+6.8pp | 25.83%+1.0pp |
| Employer contribution / active EE | $3,120 | $2,326+34.2% | $3,062+1.9% | $2,584+20.7% |
| Participant deferral / active EE | $5,076 | $4,133+22.8% | $5,003+1.5% | $4,194+21.0% |
| Admin fee / account holder | $494 | $10,148-95.1% | $12,864-96.2% | $7,856-93.7% |