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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,986 | $102,245-78.5% | $89,340-75.4% | $137,256-84.0% |
| Participation rate | 40.0% | 74.9%-34.9pp | 69.6%-29.6pp | 80.0%-40.0pp |
| Annual return | 18.91% | 21.89%-3.0pp | 20.57%-1.7pp | 220.34%-201.4pp |
| Employer contribution / active EE | $644 | $2,529-74.6% | $2,231-71.2% | $4,156-84.5% |
| Participant deferral / active EE | $1,149 | $4,436-74.1% | $3,823-69.9% | $6,407-82.1% |
| Admin fee / account holder | $297 | $8,085-96.3% | $6,704-95.6% | $12,270-97.6% |