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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,860 | $156,398-57.9% | $147,318-55.3% | $138,895-52.6% |
| Participation rate | 71.4% | 83.8%-12.3pp | 82.1%-10.6pp | 79.9%-8.5pp |
| Annual return | 18.83% | 78.75%-59.9pp | 70.43%-51.6pp | 145.39%-126.6pp |
| Employer contribution / active EE | $1,128 | $4,853-76.8% | $4,593-75.4% | $4,194-73.1% |
| Participant deferral / active EE | $5,151 | $8,237-37.5% | $7,906-34.9% | $6,396-19.5% |
| Admin fee / account holder | $5,093 | $14,976-66.0% | $13,708-62.8% | $12,562-59.5% |