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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,845 | $138,393-58.2% | $184,256-68.6% | $80,959-28.6% |
| Participation rate | 97.5% | 83.9%+13.6pp | 86.8%+10.7pp | 67.7%+29.8pp |
| Annual return | 22.21% | 20.01%+2.2pp | 28.85%-6.6pp | 35.67%-13.5pp |
| Employer contribution / active EE | $8,875 | $4,847+83.1% | $6,427+38.1% | $2,757+221.9% |
| Participant deferral / active EE | $7,836 | $7,076+10.7% | $9,133-14.2% | $4,300+82.2% |
| Admin fee / account holder | $1,957 | $10,489-81.3% | $13,899-85.9% | $6,925-71.7% |