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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,229 | $213,785-55.0% | $185,441-48.1% | $155,188-38.0% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 19.54% | 19.97%-0.4pp | 20.16%-0.6pp | 148.84%-129.3pp |
| Employer contribution / active EE | $2,789 | $5,393-48.3% | $4,672-40.3% | $4,248-34.3% |
| Participant deferral / active EE | $8,985 | $6,864+30.9% | $6,152+46.1% | $6,531+37.6% |
| Admin fee / account holder | $368 | $21,134-98.3% | $17,890-97.9% | $14,480-97.5% |