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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,982 | $201,370+86.2% | $184,256+103.5% | $145,897+157.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.85% | 29.05%-13.2pp | 28.85%-13.0pp | 552.29%-536.4pp |
| Employer contribution / active EE | $29,039 | $7,024+313.4% | $6,427+351.8% | $4,663+522.8% |
| Participant deferral / active EE | $22,129 | $9,808+125.6% | $9,133+142.3% | $6,689+230.8% |
| Admin fee / account holder | $1,789 | $16,364-89.1% | $13,899-87.1% | $13,390-86.6% |