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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,281 | $87,166-77.9% | $76,735-74.9% | $137,256-86.0% |
| Participation rate | 86.4% | 74.4%+12.0pp | 69.5%+16.9pp | 80.0%+6.4pp |
| Annual return | 19.01% | 26.50%-7.5pp | 29.77%-10.8pp | 220.34%-201.3pp |
| Employer contribution / active EE | $1,114 | $2,904-61.6% | $2,454-54.6% | $4,156-73.2% |
| Participant deferral / active EE | $1,991 | $4,726-57.9% | $4,088-51.3% | $6,407-68.9% |
| Admin fee / account holder | $836 | $8,403-90.0% | $7,189-88.4% | $12,270-93.2% |