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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,411 | $81,504+87.0% | $102,437+48.8% | $80,959+88.3% |
| Participation rate | 67.6% | 66.9%+0.7pp | 74.5%-6.9pp | 67.7%-0.1pp |
| Annual return | 12.86% | 25.60%-12.7pp | 24.95%-12.1pp | 35.67%-22.8pp |
| Employer contribution / active EE | $3,724 | $3,104+20.0% | $3,871-3.8% | $2,757+35.1% |
| Participant deferral / active EE | $4,760 | $3,871+23.0% | $5,060-5.9% | $4,300+10.7% |
| Admin fee / account holder | $26,352 | $6,719+292.2% | $8,388+214.2% | $6,925+280.5% |