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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,675 | $185,312-84.0% | $161,489-81.6% | $154,746-80.8% |
| Participation rate | 90.9% | 82.5%+8.4pp | 78.7%+12.2pp | 80.7%+10.2pp |
| Annual return | 15.62% | 103.84%-88.2pp | 89.72%-74.1pp | 172.34%-156.7pp |
| Employer contribution / active EE | $1,564 | $4,769-67.2% | $4,268-63.4% | $4,379-64.3% |
| Participant deferral / active EE | $3,651 | $6,350-42.5% | $5,630-35.1% | $6,730-45.7% |
| Admin fee / account holder | $451 | $18,654-97.6% | $16,006-97.2% | $14,365-96.9% |