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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,393 | $138,366-78.0% | $184,185-83.5% | $80,911-62.4% |
| Participation rate | 98.1% | 83.9%+14.3pp | 86.8%+11.3pp | 67.6%+30.5pp |
| Annual return | 18.00% | 20.02%-2.0pp | 28.81%-10.8pp | 35.63%-17.6pp |
| Employer contribution / active EE | $3,995 | $4,849-17.6% | $6,426-37.8% | $2,756+45.0% |
| Participant deferral / active EE | $4,992 | $7,074-29.4% | $9,132-45.3% | $4,297+16.2% |
| Admin fee / account holder | $9,269 | $10,484-11.6% | $13,909-33.4% | $6,935+33.7% |