Filed April 29, 2024
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,229 | $160,040-13.6% | $147,096-6.0% | $145,877-5.2% |
| Participation rate | 47.4% | 84.0%-36.7pp | 82.2%-34.8pp | 80.3%-32.9pp |
| Annual return | 22.48% | 98.49%-76.0pp | 419.75%-397.3pp | 551.28%-528.8pp |
| Employer contribution / active EE | $3,889 | $5,289-26.5% | $4,936-21.2% | $4,663-16.6% |
| Participant deferral / active EE | $9,716 | $8,429+15.3% | $8,071+20.4% | $6,691+45.2% |
| Admin fee / account holder | $5,214 | $15,050-65.4% | $13,005-59.9% | $13,402-61.1% |