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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,874 | $129,737-64.6% | $119,126-61.5% | $154,746-70.4% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 9.09% | 379.08%-370.0pp | 282.11%-273.0pp | 172.34%-163.2pp |
| Employer contribution / active EE | $3,264 | $4,375-25.4% | $4,034-19.1% | $4,379-25.5% |
| Participant deferral / active EE | $5,095 | $5,842-12.8% | $5,318-4.2% | $6,730-24.3% |
| Admin fee / account holder | $309 | $11,961-97.4% | $10,693-97.1% | $14,365-97.8% |