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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,078 | $110,410+119.3% | $102,437+136.3% | $145,897+65.9% |
| Participation rate | 81.8% | 77.9%+3.9pp | 74.5%+7.3pp | 80.3%+1.5pp |
| Annual return | 14.57% | 24.85%-10.3pp | 24.95%-10.4pp | 552.29%-537.7pp |
| Employer contribution / active EE | $3,342 | $4,217-20.7% | $3,871-13.7% | $4,663-28.3% |
| Participant deferral / active EE | $11,939 | $5,622+112.4% | $5,060+136.0% | $6,689+78.5% |
| Admin fee / account holder | $1,487 | $9,745-84.7% | $8,388-82.3% | $13,390-88.9% |