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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,736 | $95,453-56.3% | $112,040-62.7% | $82,448-49.4% |
| Participation rate | 96.6% | 72.8%+23.8pp | 76.5%+20.1pp | 68.1%+28.5pp |
| Annual return | 25.25% | 23.92%+1.3pp | 24.52%+0.7pp | 41.64%-16.4pp |
| Employer contribution / active EE | $0 | $2,318-100.0% | $2,954-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $9,583 | $4,224+126.9% | $5,098+88.0% | $4,139+131.5% |
| Admin fee / account holder | $2,168 | $9,013-75.9% | $12,098-82.1% | $7,234-70.0% |