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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,695 | $81,504-63.6% | $102,437-71.0% | $80,959-63.3% |
| Participation rate | 98.1% | 66.9%+31.3pp | 74.5%+23.6pp | 67.7%+30.4pp |
| Annual return | 9.18% | 25.60%-16.4pp | 24.95%-15.8pp | 35.67%-26.5pp |
| Employer contribution / active EE | $4,316 | $3,104+39.1% | $3,871+11.5% | $2,757+56.5% |
| Participant deferral / active EE | $979 | $3,871-74.7% | $5,060-80.6% | $4,300-77.2% |
| Admin fee / account holder | $773 | $6,719-88.5% | $8,388-90.8% | $6,925-88.8% |