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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,061 | $108,882-79.7% | $96,754-77.2% | $154,746-85.7% |
| Participation rate | 60.0% | 75.1%-15.1pp | 70.3%-10.3pp | 80.7%-20.7pp |
| Annual return | 46.14% | 98.39%-52.3pp | 82.04%-35.9pp | 172.34%-126.2pp |
| Employer contribution / active EE | $1,154 | $3,018-61.8% | $2,679-56.9% | $4,379-73.6% |
| Participant deferral / active EE | $4,285 | $5,323-19.5% | $4,758-9.9% | $6,730-36.3% |
| Admin fee / account holder | $349 | $10,200-96.6% | $8,905-96.1% | $14,365-97.6% |