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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,061 | $107,809-79.5% | $97,032-77.3% | $155,188-85.8% |
| Participation rate | 60.0% | 75.5%-15.5pp | 71.6%-11.6pp | 80.8%-20.8pp |
| Annual return | 46.14% | 38.06%+8.1pp | 35.38%+10.8pp | 148.84%-102.7pp |
| Employer contribution / active EE | $1,154 | $2,911-60.3% | $2,629-56.1% | $4,248-72.8% |
| Participant deferral / active EE | $4,285 | $5,129-16.5% | $4,672-8.3% | $6,531-34.4% |
| Admin fee / account holder | $349 | $10,717-96.7% | $9,418-96.3% | $14,480-97.6% |