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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,280 | $129,737-37.3% | $119,126-31.8% | $154,746-47.5% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 8.21% | 379.08%-370.9pp | 282.11%-273.9pp | 172.34%-164.1pp |
| Employer contribution / active EE | $0 | $4,375-100.0% | $4,034-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $18,000 | $5,842+208.1% | $5,318+238.5% | $6,730+167.4% |
| Admin fee / account holder | $25,143 | $11,961+110.2% | $10,693+135.1% | $14,365+75.0% |