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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,155 | $159,934+0.1% | $147,005+8.9% | $145,959+9.7% |
| Participation rate | 87.0% | 84.0%+3.0pp | 82.2%+4.8pp | 80.3%+6.7pp |
| Annual return | 8.86% | 98.24%-89.4pp | 418.76%-409.9pp | 561.95%-553.1pp |
| Employer contribution / active EE | $2,536 | $5,287-52.0% | $4,934-48.6% | $4,661-45.6% |
| Participant deferral / active EE | $5,875 | $8,427-30.3% | $8,070-27.2% | $6,689-12.2% |
| Admin fee / account holder | $65,127 | $15,053+332.6% | $13,006+400.7% | $13,398+386.1% |