Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 8-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,666 | $83,369-72.8% | $105,223-78.5% | $67,986-66.7% |
| Participation rate | 67.0% | 56.3%+10.7pp | 75.0%-8.0pp | 57.2%+9.8pp |
| Annual return | 36.02% | 24.64%+11.4pp | 180.65%-144.6pp | 31.67%+4.4pp |
| Employer contribution / active EE | $0 | $2,541-100.0% | $3,689-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $4,065 | $3,295+23.4% | $5,072-19.9% | $3,358+21.0% |
| Admin fee / account holder | $518 | $4,073-87.3% | $8,859-94.2% | $3,203-83.8% |