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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,641 | $29,736+100.6% | $56,033+6.4% | $80,935-26.3% |
| Participation rate | 4.9% | 41.7%-36.8pp | 52.5%-47.6pp | 67.7%-62.8pp |
| Annual return | 21.48% | 35.28%-13.8pp | 1711.38%-1689.9pp | 35.66%-14.2pp |
| Employer contribution / active EE | $0 | $671-100.0% | $1,041-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $760 | $1,228-38.1% | $1,954-61.1% | $4,299-82.3% |
| Admin fee / account holder | $213 | $2,434-91.2% | $2,827-92.5% | $6,924-96.9% |