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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,198 | $159,978-55.5% | $147,041-51.6% | $145,978-51.2% |
| Participation rate | 16.7% | 84.0%-67.3pp | 82.2%-65.5pp | 80.3%-63.6pp |
| Annual return | 35.45% | 98.36%-62.9pp | 419.21%-383.8pp | 550.52%-515.1pp |
| Employer contribution / active EE | $3,581 | $5,288-32.3% | $4,935-27.4% | $4,662-23.2% |
| Participant deferral / active EE | $6,826 | $8,429-19.0% | $8,071-15.4% | $6,690+2.0% |
| Admin fee / account holder | $4,638 | $15,053-69.2% | $13,006-64.3% | $13,400-65.4% |