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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,400 | $156,398-34.5% | $147,318-30.5% | $138,895-26.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 13.90% | 78.75%-64.9pp | 70.43%-56.5pp | 145.39%-131.5pp |
| Employer contribution / active EE | $6,665 | $4,853+37.3% | $4,593+45.1% | $4,194+58.9% |
| Participant deferral / active EE | $18,308 | $8,237+122.3% | $7,906+131.6% | $6,396+186.2% |
| Admin fee / account holder | $2,374 | $14,976-84.1% | $13,708-82.7% | $12,562-81.1% |