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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,428 | $178,174-37.5% | $156,181-28.7% | $137,256-18.8% |
| Participation rate | 70.0% | 82.0%-12.0pp | 78.8%-8.8pp | 80.0%-10.0pp |
| Annual return | 17.62% | 84.19%-66.6pp | 64.87%-47.2pp | 220.34%-202.7pp |
| Employer contribution / active EE | $3,076 | $4,972-38.1% | $4,294-28.4% | $4,156-26.0% |
| Participant deferral / active EE | $10,282 | $6,888+49.3% | $6,132+67.7% | $6,407+60.5% |
| Admin fee / account holder | $3,058 | $17,404-82.4% | $14,586-79.0% | $12,270-75.1% |