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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,298 | $162,136-81.9% | $152,301-80.8% | $154,746-81.1% |
| Participation rate | 35.0% | 84.1%-49.1pp | 82.4%-47.4pp | 80.7%-45.7pp |
| Annual return | 11.98% | 91.02%-79.0pp | 80.50%-68.5pp | 172.34%-160.4pp |
| Employer contribution / active EE | $1,953 | $4,890-60.1% | $4,624-57.8% | $4,379-55.4% |
| Participant deferral / active EE | $3,168 | $8,341-62.0% | $8,004-60.4% | $6,730-52.9% |
| Admin fee / account holder | $15,836 | $15,759+0.5% | $14,398+10.0% | $14,365+10.2% |