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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,603 | $77,523-27.0% | $100,383-43.6% | $80,874-30.0% |
| Participation rate | 43.8% | 77.0%-33.2pp | 81.5%-37.7pp | 67.6%-23.9pp |
| Annual return | 16.86% | 37.21%-20.3pp | 49.26%-32.4pp | 35.62%-18.8pp |
| Employer contribution / active EE | $0 | $2,801-100.0% | $3,944-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $4,115 | $6,822-39.7% | $8,086-49.1% | $4,297-4.2% |
| Admin fee / account holder | $4,176 | $5,899-29.2% | $7,900-47.1% | $6,935-39.8% |