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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,603 | $77,492-27.0% | $100,398-43.6% | $80,911-30.0% |
| Participation rate | 43.8% | 76.9%-33.2pp | 81.5%-37.8pp | 67.6%-23.9pp |
| Annual return | 16.86% | 37.23%-20.4pp | 49.32%-32.5pp | 35.63%-18.8pp |
| Employer contribution / active EE | $0 | $2,800-100.0% | $3,946-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $4,115 | $6,817-39.6% | $8,084-49.1% | $4,297-4.2% |
| Admin fee / account holder | $4,176 | $5,892-29.1% | $7,893-47.1% | $6,935-39.8% |