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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,330 | $160,028-53.6% | $147,080-49.5% | $145,884-49.0% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 19.23% | 98.60%-79.4pp | 420.17%-400.9pp | 551.85%-532.6pp |
| Employer contribution / active EE | $2,355 | $5,286-55.4% | $4,933-52.3% | $4,662-49.5% |
| Participant deferral / active EE | $10,154 | $8,422+20.6% | $8,066+25.9% | $6,690+51.8% |
| Admin fee / account holder | $289 | $15,030-98.1% | $12,989-97.8% | $13,392-97.8% |