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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,613 | $108,942+47.4% | $100,415+59.9% | $145,897+10.1% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | -2.43% | 58.27%-60.7pp | 49.47%-51.9pp | 552.29%-554.7pp |
| Employer contribution / active EE | $960 | $4,422-78.3% | $3,943-75.7% | $4,663-79.4% |
| Participant deferral / active EE | $15,000 | $8,461+77.3% | $8,091+85.4% | $6,689+124.2% |
| Admin fee / account holder | $348 | $9,702-96.4% | $7,906-95.6% | $13,390-97.4% |