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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,902 | $160,070+19.9% | $147,117+30.4% | $145,897+31.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.46% | 98.69%-83.2pp | 420.54%-405.1pp | 552.29%-536.8pp |
| Employer contribution / active EE | $2,852 | $5,285-46.0% | $4,932-42.2% | $4,663-38.8% |
| Participant deferral / active EE | $9,054 | $8,419+7.5% | $8,065+12.3% | $6,689+35.4% |
| Admin fee / account holder | $906 | $15,035-94.0% | $12,993-93.0% | $13,390-93.2% |