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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,834 | $155,555-91.1% | $146,866-90.6% | $155,188-91.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 13.07% | 115.41%-102.3pp | 102.85%-89.8pp | 148.84%-135.8pp |
| Employer contribution / active EE | $1,626 | $4,647-65.0% | $4,425-63.3% | $4,248-61.7% |
| Participant deferral / active EE | $3,493 | $8,044-56.6% | $7,759-55.0% | $6,531-46.5% |
| Admin fee / account holder | $1,462 | $14,755-90.1% | $13,620-89.3% | $14,480-89.9% |