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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $360,028 | $111,878+221.8% | $93,727+284.1% | $145,897+146.8% |
| Participation rate | 25.0% | 74.2%-49.2pp | 68.7%-43.7pp | 80.3%-55.3pp |
| Annual return | 16.49% | 204.28%-187.8pp | 133.83%-117.3pp | 552.29%-535.8pp |
| Employer contribution / active EE | $278 | $3,092-91.0% | $2,421-88.5% | $4,663-94.0% |
| Participant deferral / active EE | $5,359 | $4,920+8.9% | $4,417+21.3% | $6,689-19.9% |
| Admin fee / account holder | $120 | $10,256-98.8% | $8,292-98.6% | $13,390-99.1% |