Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,522 | $89,123-36.6% | $102,460-44.8% | $77,762-27.3% |
| Participation rate | 69.3% | 80.9%-11.6pp | 76.5%-7.2pp | 70.6%-1.3pp |
| Annual return | 257.57% | 25.05%+232.5pp | 29.47%+228.1pp | 31.27%+226.3pp |
| Employer contribution / active EE | $1,774 | $2,700-34.3% | $3,025-41.4% | $2,728-35.0% |
| Participant deferral / active EE | $5,268 | $5,148+2.3% | $5,056+4.2% | $4,651+13.3% |
| Admin fee / account holder | $3,334 | $236+1313.5% | $9,460-64.8% | $433+670.2% |