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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,157 | $160,070-77.4% | $147,117-75.4% | $145,897-75.2% |
| Participation rate | 36.8% | 84.0%-47.2pp | 82.2%-45.3pp | 80.3%-43.5pp |
| Annual return | 21.91% | 98.69%-76.8pp | 420.54%-398.6pp | 552.29%-530.4pp |
| Employer contribution / active EE | $4,640 | $5,285-12.2% | $4,932-5.9% | $4,663-0.5% |
| Participant deferral / active EE | $12,322 | $8,419+46.4% | $8,065+52.8% | $6,689+84.2% |
| Admin fee / account holder | $24,299 | $15,035+61.6% | $12,993+87.0% | $13,390+81.5% |