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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,492 | $102,595-80.0% | $94,057-78.2% | $154,746-86.8% |
| Participation rate | 43.8% | 76.0%-32.2pp | 73.3%-29.6pp | 80.7%-37.0pp |
| Annual return | 15.79% | 583.42%-567.6pp | 480.62%-464.8pp | 172.34%-156.5pp |
| Employer contribution / active EE | $500 | $3,147-84.1% | $2,933-83.0% | $4,379-88.6% |
| Participant deferral / active EE | $953 | $5,118-81.4% | $4,709-79.8% | $6,730-85.8% |
| Admin fee / account holder | $219 | $7,736-97.2% | $7,244-97.0% | $14,365-98.5% |