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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,492 | $72,071-71.6% | $68,368-70.0% | $137,256-85.1% |
| Participation rate | 43.8% | 76.2%-32.5pp | 73.8%-30.0pp | 80.0%-36.2pp |
| Annual return | 15.79% | 353.14%-337.4pp | 292.57%-276.8pp | 220.34%-204.6pp |
| Employer contribution / active EE | $500 | $2,788-82.1% | $2,649-81.1% | $4,156-88.0% |
| Participant deferral / active EE | $953 | $4,410-78.4% | $4,123-76.9% | $6,407-85.1% |
| Admin fee / account holder | $219 | $5,336-95.9% | $5,150-95.8% | $12,270-98.2% |