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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,724 | $174,379-29.0% | $152,093-18.7% | $138,895-10.9% |
| Participation rate | 78.9% | 81.6%-2.7pp | 77.8%+1.2pp | 79.9%-1.0pp |
| Annual return | 18.33% | 74.86%-56.5pp | 66.36%-48.0pp | 145.39%-127.1pp |
| Employer contribution / active EE | $3,532 | $4,652-24.1% | $4,175-15.4% | $4,194-15.8% |
| Participant deferral / active EE | $7,792 | $6,159+26.5% | $5,451+42.9% | $6,396+21.8% |
| Admin fee / account holder | $5,758 | $16,880-65.9% | $14,497-60.3% | $12,562-54.2% |