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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,724 | $227,399-45.6% | $189,758-34.8% | $198,609-37.7% |
| Participation rate | 78.9% | 84.0%-5.1pp | 79.8%-0.8pp | 82.4%-3.4pp |
| Annual return | 18.33% | 61.03%-42.7pp | 52.62%-34.3pp | 202.70%-184.4pp |
| Employer contribution / active EE | $3,532 | $5,526-36.1% | $4,767-25.9% | $5,055-30.1% |
| Participant deferral / active EE | $7,792 | $6,837+14.0% | $5,856+33.1% | $6,977+11.7% |
| Admin fee / account holder | $5,758 | $25,162-77.1% | $20,388-71.8% | $19,030-69.7% |