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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,167 | $29,319-7.3% | $52,425-48.2% | $82,448-67.0% |
| Participation rate | 25.0% | 46.9%-21.9pp | 55.6%-30.6pp | 68.1%-43.1pp |
| Annual return | 14.71% | 535.20%-520.5pp | 302.12%-287.4pp | 41.64%-26.9pp |
| Employer contribution / active EE | $341 | $586-41.9% | $914-62.7% | $2,551-86.6% |
| Participant deferral / active EE | $479 | $1,171-59.1% | $1,790-73.2% | $4,139-88.4% |
| Admin fee / account holder | $279 | $1,962-85.8% | $2,495-88.8% | $7,234-96.1% |