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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,373 | $97,125-86.2% | $86,233-84.5% | $137,256-90.3% |
| Participation rate | 66.7% | 74.2%-7.5pp | 69.0%-2.4pp | 80.0%-13.3pp |
| Annual return | 20.56% | 74.19%-53.6pp | 61.39%-40.8pp | 220.34%-199.8pp |
| Employer contribution / active EE | $1,814 | $2,841-36.2% | $2,504-27.6% | $4,156-56.4% |
| Participant deferral / active EE | $2,656 | $5,180-48.7% | $4,559-41.7% | $6,407-58.5% |
| Admin fee / account holder | $1,453 | $9,725-85.1% | $8,342-82.6% | $12,270-88.2% |