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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,858 | $178,174-69.2% | $156,181-64.9% | $137,256-60.0% |
| Participation rate | 58.8% | 82.0%-23.2pp | 78.8%-20.0pp | 80.0%-21.1pp |
| Annual return | 21.54% | 84.19%-62.6pp | 64.87%-43.3pp | 220.34%-198.8pp |
| Employer contribution / active EE | $1,470 | $4,972-70.4% | $4,294-65.8% | $4,156-64.6% |
| Participant deferral / active EE | $5,206 | $6,888-24.4% | $6,132-15.1% | $6,407-18.7% |
| Admin fee / account holder | $205 | $17,404-98.8% | $14,586-98.6% | $12,270-98.3% |