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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,248 | $81,358-29.6% | $155,556-63.2% | $80,959-29.3% |
| Participation rate | 69.2% | 66.3%+3.0pp | 78.2%-9.0pp | 67.7%+1.6pp |
| Annual return | 19.23% | 33.39%-14.2pp | 64.84%-45.6pp | 35.67%-16.4pp |
| Employer contribution / active EE | $2,222 | $3,106-28.5% | $4,675-52.5% | $2,757-19.4% |
| Participant deferral / active EE | $5,604 | $3,455+62.2% | $5,631-0.5% | $4,300+30.3% |
| Admin fee / account holder | $2,901 | $7,994-63.7% | $15,885-81.7% | $6,925-58.1% |