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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,547 | $160,070-31.6% | $147,117-25.5% | $145,897-24.9% |
| Participation rate | 90.5% | 84.0%+6.5pp | 82.2%+8.3pp | 80.3%+10.2pp |
| Annual return | 17.05% | 98.69%-81.6pp | 420.54%-403.5pp | 552.29%-535.2pp |
| Employer contribution / active EE | $6,472 | $5,285+22.5% | $4,932+31.2% | $4,663+38.8% |
| Participant deferral / active EE | $4,132 | $8,419-50.9% | $8,065-48.8% | $6,689-38.2% |
| Admin fee / account holder | $3,140 | $15,035-79.1% | $12,993-75.8% | $13,390-76.6% |