Retirement plan

ZOE GHERTNER CASH BALANCE PLAN

Name: ZOE GHERTNER LLC - ZOE GHERTNER CASH BALANCE PLAN (2024) Form 5500
Creator: ZOE GHERTNER LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ZOE GHERTNER CASH BALANCE PLAN, ZOE GHERTNER LLC

ZOE GHERTNER LLCEIN 46-2367238Plan #002PY 2024

1233 GREENLEAF CANYON ROAD - TOPANGA, CA 90290917-612-4630LinkedIn1-10 employees

Other plans on this EIN

1 filing

#001Retirement-$678K assets

Prospect flagsLow participant contributionLow fidelity bond

How to read this page

Total assets (EOY)

$510K

+27.1% from 2023

Total participants

-57.1% from 2023

Average account balance

No prior year

Annual return

7.59%

-4.29 pp from 2023

Benchmarks

See 103 peers

Peer group

Industryany (size+type match)

Plan typeDB + DC

Participants<25

Cohort103 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$510K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$170K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

0.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$91K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$30K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+7.59%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Enrolled actuary

1 attachment

Free accounts unlock saves, downloads, and 3-year history.

Plan features & details

Pension benefit codes2E1C2A

Plan features

1C
Cash balance or similar plan
A cash balance formula in a defined benefit plan that expresses the accrued benefit in terms more common to a defined contribution plan such as a hypothetical account balance or single sum amount (includes personal account plan pension equity plan life cycle plan and cash account plan).
2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$17K

$5716 / participant

Other / not subdivided$17K100.0%

% of EOY assets

3.361%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$468,795-100.0%

$468,815-100.0%

$468,795-100.0%

Participation rate

0.0%

85.1%-85.1pp

85.7%-85.7pp

85.1%-85.1pp

Annual return

7.59%

39.95%-32.4pp

6.47%+1.1pp

39.95%-32.4pp

Employer contribution / active EE

$30,492

$28,085+8.6%

$45,376-32.8%

$28,085+8.6%

Participant deferral / active EE

$10,110-100.0%

$6,698-100.0%

$10,110-100.0%

Admin fee / account holder

$8,110-100.0%

$10,236-100.0%

$8,110-100.0%

ZOE GHERTNER CASH BALANCE PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Enrolled actuary

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ZOE GHERTNER CASH BALANCE PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Enrolled actuary

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion