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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,329 | $55,889-74.4% | $76,119-81.2% | $80,935-82.3% |
| Participation rate | 82.2% | 62.1%+20.2pp | 69.1%+13.1pp | 67.7%+14.6pp |
| Annual return | 10.75% | 20.58%-9.8pp | 361.25%-350.5pp | 35.66%-24.9pp |
| Employer contribution / active EE | $2,627 | $1,866+40.8% | $2,693-2.4% | $2,757-4.7% |
| Participant deferral / active EE | $4,053 | $3,051+32.8% | $4,259-4.8% | $4,299-5.7% |
| Admin fee / account holder | $4,537 | $5,241-13.4% | $6,421-29.3% | $6,924-34.5% |