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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,595 | $117,846+21.0% | $102,434+39.2% | $145,884-2.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.65% | 31.90%-19.2pp | 29.46%-16.8pp | 551.85%-539.2pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $14,920 | $5,733+160.2% | $5,055+195.2% | $6,690+123.0% |
| Admin fee / account holder | $606 | $13,356-95.5% | $9,462-93.6% | $13,392-95.5% |