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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,014 | $169,336-91.7% | $129,384-89.2% | $145,884-90.4% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 15.18% | 14408.70%-14393.5pp | 9461.77%-9446.6pp | 551.85%-536.7pp |
| Employer contribution / active EE | $1,954 | $5,540-64.7% | $4,153-53.0% | $4,662-58.1% |
| Participant deferral / active EE | $2,159 | $4,985-56.7% | $4,166-48.2% | $6,690-67.7% |
| Admin fee / account holder | $1,022 | $9,912-89.7% | $7,686-86.7% | $13,392-92.4% |