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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,044 | $134,817-20.6% | $123,973-13.7% | $155,188-31.0% |
| Participation rate | 83.3% | 79.4%+3.9pp | 76.7%+6.7pp | 80.8%+2.5pp |
| Annual return | 14.87% | 515.49%-500.6pp | 388.13%-373.3pp | 148.84%-134.0pp |
| Employer contribution / active EE | $1,938 | $4,425-56.2% | $4,126-53.0% | $4,248-54.4% |
| Participant deferral / active EE | $10,799 | $5,706+89.2% | $5,247+105.8% | $6,531+65.3% |
| Admin fee / account holder | $598 | $13,245-95.5% | $11,799-94.9% | $14,480-95.9% |