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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,764 | $183,539-15.7% | $155,556-0.5% | $145,897+6.1% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 10.60% | 61.31%-50.7pp | 64.84%-54.2pp | 552.29%-541.7pp |
| Employer contribution / active EE | $2,374 | $5,315-55.3% | $4,675-49.2% | $4,663-49.1% |
| Participant deferral / active EE | $6,875 | $6,467+6.3% | $5,631+22.1% | $6,689+2.8% |
| Admin fee / account holder | $2,075 | $19,275-89.2% | $15,885-86.9% | $13,390-84.5% |