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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,764 | $183,592-15.7% | $155,567-0.5% | $145,959+6.0% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 10.60% | 61.24%-50.6pp | 64.74%-54.1pp | 561.95%-551.3pp |
| Employer contribution / active EE | $2,374 | $5,315-55.3% | $4,674-49.2% | $4,661-49.1% |
| Participant deferral / active EE | $6,875 | $6,464+6.4% | $5,628+22.2% | $6,689+2.8% |
| Admin fee / account holder | $2,075 | $19,318-89.3% | $15,916-87.0% | $13,398-84.5% |