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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,859 | $183,539-58.1% | $155,556-50.6% | $145,897-47.3% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 12.08% | 61.31%-49.2pp | 64.84%-52.8pp | 552.29%-540.2pp |
| Employer contribution / active EE | $1,687 | $5,315-68.3% | $4,675-63.9% | $4,663-63.8% |
| Participant deferral / active EE | $5,122 | $6,467-20.8% | $5,631-9.0% | $6,689-23.4% |
| Admin fee / account holder | $538 | $19,275-97.2% | $15,885-96.6% | $13,390-96.0% |